Start early building your wealth!

How do you see your future? Will you be working hard until you're seventy? Or retiring early - wealthy, independent and financially free?

These are questions we must know NOW-- Do not wait until you are old, married, or settled in 'your ways' to ask yourself these questions.

Do not hesitate, build your wealth now!

Now more than ever is the time to leave and let go of any financial struggle. You have to understand whom you are and take control of what you know about yourself. If you can find out whom you really are and live your worth; you will be amazed at how happy and wealthy you can become.

Now when most people hear the word 'wealth' they translate it to being rich. Truth is, some people will never (yes I said never) be rich. I say that loosely depending on what your definition of rich is.

Some dictionaries would describe wealth as the following:

1. An abundance of valuable material possessions or resources; riches.

2. The state of being rich; affluence.

2. All goods and resources having value in terms of exchange or use.

3. A great amount; a profusion: a wealth of advice.

These all have different meanings and values when presented to different people.

If you really want to make it big at building wealth, there is the much effort you must come by to bring about faith on your own. You have to be accountable for self, it is the only option you have; build your wealth now.

 

Funny thing is, building wealth for a secure, early retirement is actually very simple – I tell people this all the time. I think its so simple that people miss it-  or they don't possess enough self discipline to obtain it.

Here it is:

1: The amount of money you invest.

2: The growth rate of your money.

3: The amount of time it has to grow.

Unfortunately, not many will be able to accomplish building wealth because it has little to do with understanding these rules – and everything to do with taking effective action!

Basic Retirement Tips:

#1: Have A Plan

A written plan with goals provides the road map and is a necessary first step.

#2: Lifestyle Lags Income

You must control your spending so that your lifestyle lags your income because this will create available capital for your investment activities

#3: Invest In Your Financial Education

Every investment in your financial intelligence will pay dividends for a lifetime. I tell my clients to try to regularly contribute to their financial lifestyle by taking courses, reading and research so that their financial intelligence grows faster than their wealth.

#4: Don’t Procrastinate – Start Today

 If you wait just six years to get started and your assets grow at 12% annually you will have half as much money when you retire compared to starting today (assuming equal contributions over working lifetime). If you wait just twelve years you will have only a quarter as much. (Get the point?)

So in summary, here it goes a proven wealth building formula for most self-made millionaires as follow:

(1) Spend less than you earn and save the difference.

(2) Build your financial intelligence while building your wealth so that you can make wiser, more profitable decisions to grow your assets.

(3) Start early because time is the most important factor in compounding wealth.

START ON YOUR WAY TO WEALTH BUILDING TODAY!!!



Know your worth at work!

What amount do you think your knowledge should be worth? how valuable are your skills to your employer or place of employment?

These are things you need to know so that you are paid your worth and not underpaid. A lot of individuals are losing money and earnings because they don't know their worth and how much value they add to the market.


Don't know your worth or what your job is worth in the market place?
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It is up to you to perform an evaluation of your skills, productivity levels and your contribution to the company. Find out how much people with the same skills and job description are paid by their employers because you need to know the going pay rate in the job market.

Then, ask yourself, ''What range would the company have to pay to find someone like me?"

Your skills and talents are worth something and you want to get paid the fair-market value when a company makes you a salary offer. But what is your market value? Don’t trust the hiring company. Find out for yourself.

You can research your job, your duties, and classification on many online boards to help you pin point what your pay range should be. Basically, you need to be able to answer the question, “What range would the company have to pay to find someone like me?” or how about, “If I don’t take the job what would the company have to offer to find someone as good as me?” Without having answers to questions as these, you won’t be able to substantiate your case for the salary you want.

These sites can help shape your opinion:

• PayScale.com — collects ongoing salary data directly from visitors.
• Salary.com — collects salary data from companies and customizes it to location, size of company, etc.
• CareerJournal.com — has articles about salary trends.
• Bureau of Labor Statistics — supplies surveys of corporate payroll data and employee questionnaires.

You will not end up with a simple numeric answer, but with an hour or so of effort, search and printouts, you can get a range for the pay-level comparison. Once that’s done, the two other factors above should be calculated.

Don't let your work go UNDERvalued!!

Resume Tips

Even in this Hi Tech world, a quality resume is essential to your job search.

Did you know...

• There are millions of jobs listed across the top career sites?
• The top 50 job sites are searched by 1.5 million employers and recruiters daily?
• According to a recent poll by the Society for Human Resource Management, 88% of human resource professionals now rely on the Internet to fill positions open in their organizations?

WHY POST TO ALL TOP JOB SITES?

To be in all the right places at all the right times! ESPECIALLY in today's job market which is more competitive than ever.

While many companies search the largest career sites, increasingly employers and recruiters are looking for alternative sites as well to find the best candidates. It's important you show up on all of them!

DOES IT REALLY WORK?

It is very common that most hiring managers use the internet to find their future employees. Of course, when there are more jobs available in the market, your chances are better of finding a job faster. However, if you are searching for jobs in a weak job market, then it's even more important that you give yourself a competitive advantage and appear EVERYWHERE!

1. Match Your Resume to the Job
When  you’re posting your resume in a job board’s resume database, research as many job ads in your target career field for typical requirements and keywords as your can. The old generic resume has nearly dropped dead and is out dated!

2. Choose Flattering Format
This speaks VOLUMES! Please do not add picture art, or any other wording format other thatn the general ones you have used when submitting college essays etc.

3. Sell, Don’t Tell
Forget the naming-your-previous-responsibilities routine. Even if you list your responsibilities for a specific job, that doesn’t assure the recruiter you met your responsibility or the result of your efforts was worth the money someone paid you. Don’t be stingy with your accomplishments. Always answer the “So what?” question for each accomplishment. The hiring sharks are thinking “Who cares?” or “What’s in it for me?” Tell them!

4. Prove Your Claims
A idea on where to begin would be backing up your claims of skills and accomplishments is measuring them with numbers, percentages, and dollar amounts.
Compare the following statements. Which is the most convincing?

• Simple Ways to Be More Popular OR 50 Simple Ways to Be More Popular
• Computers on Sale OR Computers 40% Off
• Contructed a design company plan to replace outside plan at great savings OR Designed $20 million self-insured health plan, saving estimated $3 million per year over previous external plan.

5. Use Bulleted Style for Easy Reading
Using one- or two-liners opens up your resume with white space, making it more appealing to read. Big blocks of text suffocate readers. Let your words breathe.

These are just a few tips I've learned over the years. Let your resume get you the interview- After you land the interview, sell your CHARM! =)

Be Blessed!

Learn to Trust Him MORE!!

Many times we as humans feel as though it is our job to control our life. When in actuality, we are to pray and see what God says concerning our life.

In 2 Corinthians 9:8, we're told, "And God is able to make all grace abound to you, so that in all things at all times, having all that you need, you will abound in every good work."

In Philippians 4:6, we read "Do not be anxious about anything, but in everything, by prayer and petition, with thanksgiving, present your requests to God." While we lie awake, unable to sleep because of our worry and distress, God is waiting for our request. He is waiting for our prayer and petition so that He can be God and all we have to do after praying is wait and be patient, AND REST!!

He knows what we want, what we need and the difference between the two. In Isaiah 41:13, He says, "For I am the Lord, your God, who takes hold of your right hand and says to you, Do not fear; I will help you." Note that He offers His help. God's help can come in many ways, shapes, and forms. How often have you gone through trials only to look back some time later and realize that you would never have believe things would work out that way? Maybe one of the reasons we have a hard time giving it up to God is because we will have to live in His answer instead of just having an answer given to us. That does take great trust. But God is worthy of great trust.

As God said in Jeremiah 32:27 "I am the Lord, the God of all mankind. Is anything too hard for me?"
Do you believe that? So why don't we believe he has and knows the plans for our future?

God's way is different. God says that we will only SEE, when we first BELIEVE! The "believing" comes first. We must believe that God WILL do what He has already promised to do. Only then will we see the promise fulfilled

So, how do we get to know God so well that we can trust Him with our life? How do we develop that trust in God? How do we get to KNOW Him that well?
There is only ONE way:

Daily Bible study and prayer!

What is a woman of Purpose?

I myself sometimes wonder, "Who am I? Why am I here?" All the while naturally, society will stress wealth, success, and the pursuit of pleasure, the truth is that we are created by God in His image, and our fulfillment is found in pursuing His purposes for us.



This blog is intended to  help you understand why you are alive and God's amazing plan for you.
Initially when I decided to start this blog, I intended it be my journal. A way to free my thoughts and write out everything I am thinking virtually. In these blogs I will cover everything from careers, faith, finances, and business in respect to women.


I love the post and feedback I receive from my twitter and Facebook so much I decided to allow more space for conversion with blogs! Each post will be something different, or not LOL depending how I feel that day. Those of you who follow my tweets, or Facebook updates-- you know there are no two days the same with my ramblings! =)


I hope you enjoy my blog! If all I touch is ONE soul..I have done my job!!


Be blessed!!

God is calling women to various roles in ministry today. I pray that as we each seek Him, He will begin opening doors for us all. When these doors begin to open, no man will be able to close, explain, stop or hinder them! Every woman has a very unique gift, and there is one common characteristic–being a woman of God–that every woman needs.